Segpay Carat

Segpay Client Information & FAQ

Yes, Segpay can process for new and small businesses as well as enterprise operations.

Segpay can process for merchants located in the United States, United Kingdom, and Europe.

Segpay can process for consumers in all countries except those countries restricted by the U.S. Government. 

Segpay’s payment platform supports online digital merchants, streaming merchants, social media platforms, online product sales, and software services.

Approval of your program can take up to a week once we have a complete Know Your Customer (KYC) file.

From a technical integration standpoint, we can work as fast as you can. We can have a merchant up and running in just a few hours if need be.

Visa, MasterCard, Maestro, JCB, Discover, PayPal, and Sepa.

By regulations, Segpay needs to have a full Know Your Customer File:

  1. Corporate Documents (Corp Certificate, Operating Agreements, Shareholder Docs)
  2. Driver’s License/Passport of all Directors and Beneficial Owners who have more than 20% ownership
  3. Bank Statement or Voided Check for settlement purpose
  4. Tax ID/Vat number
  5. Domain Ownership info if Domain is marked private
  • WoodForest National Bank, Texas
  • Humboldt Merchant Services, Arizona
  • Merrick Bank, New York
  • Worldline, Belgium
  • Credorax, Malta
  • PXP, UK
  • Valitor Bank, Iceland
  • Clearhaus, Denmark

Segpay can authorize in 15 currencies: USD, EUR, GBP, CHF, DKK, NOK, SEK, CAD, HKD, JPY, AUD, RUB, CZK, ILS, INR.

Fees vary by merchant business model and volume, please contact [email protected] for a quote

If you are a high-risk merchant, there is an annual Visa and MasterCard registration fee of $500 per card brand. High-risk registration fees apply to merchants in the adult, dating, and nutraceutical space.

Yes, Segpay has all our technical documentation on our merchant support site: https://www.sphelpdesk.com/home/

Segpay is licensed by the UK FCA, Firm Reference Number 584599 https://register.fca.org.uk/s/search?q=584599&type=Companies

Segpay is licensed by the Central Bank of Ireland, Firm Reference Number 635753 http://registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C193896

Segpay utilizes a combination of internal software tools as well as third party tools to manage risk

Segpay is integrated with 3D Secure 2.0

Segpay is PSD2 compliant

Segpay is integrated with PayPal

Segpay can help merchants with third party (contractor, content creator, affiliate) payouts

All Segpay merchants can take advantage of the Segpay Affiliate Master. This service is included with all merchants that are using the Segpay Payment Facilitator or PSP platform.

Segpay provides merchants with 24×7 consumer support to help with billing questions and be the front line of their consumer inquiries

Consumers can contact Segpay via Call, Chat or Email

Segpay also has an online self-service consumer portal https://cs.segpay.com/ where consumers can look up transactional data, cancel memberships, and update their card data

Merchants are assigned a sales support manager as well as have access to live technical support

Yes, Segpay supports third party solutions. Any third party can easily integrate into the Segpay platform.

Segpay is currently integrated with:

  1. NATS Affiliate Software
  2. MPA Affiliate Software
  3. WordPress/Woo Commerce
  4. Magic Members.

The Segpay system supports one-click check out for repeat purchases

The Segpay system supports recurring billing:
  1. Free Trial to monthly membership
  2. Limited Trials to monthly membership
  3. Monthly memberships
  4. Quarterly memberships

If you are a Segpay Payment Facilitator merchant, you are paid each Wednesday, two weeks in arrears

If you are a Segpay PSP merchant, your funds will be settled directly to your bank account by the acquiring bank. Settlements are usually 3 days in arrears and will not occur on Sundays and Mondays.

Yes, Segpay will take a 5% 6-month rolling reserve